Your Loan Eligibility with StashFin

Your loan eligibility, thanks to the advanced technology that StashFin uses, can be calculated even before you apply for a loan online. Yes, it is that simple! Whether you are a self-employed entrepreneur, an owner of a start‑up business, or a salaried employee in an established company. All you have to do is:

  1. Go to StashFin’s Loan Eligibility Calculator
  2. Fill in the following fields:
    1. Your location within India,
    1. Your date of birth,
    1. Your monthly salary (if you are self-employed, you can enter yearly profit after tax)
    1. The total amount of your monthly expenses.
  3. Voila! You will see the amount of loan that you are eligible to apply based on the abovementioned criteria.

Checking your personal loan eligibility aids in evaluating the loan amount that you can afford to borrow and repay comfortably. Both salaried and self-employed individuals are welcome to apply at StashFin.

The maximum amount of personal loan that you can get on any salary amount is Rs. 5 lakhs with StashFin. The final loan amount depends on your net income and existing financial commitments on a monthly basis. StashFin’s terms and conditions at the time of the loan application will also play a key role in the final loan amount. The greater your ability to repay your loans (which is deduced by how much you can spare towards monthly repayments), the higher loan amount that will be the offered. To know more, please check our personal loan eligibility calculator.

Do I qualify for a personal loan?

  • Are you between the age of 21 and 60?
  • Are you a permanent resident of India?
  • (If you are a self-employed professional), do you have proof of your yearly profit after tax?
  • (If you are a salaried professional), do you have three months of salary slips?

Then yes, you do qualify for a personal loan! It really is that straightforward and simple!

And the good news about StashFin’s personal loans is that your credit history, your employer’s track record are not the only factors that determine whether you are eligible to repay your loans. As long as we find you creditworthy based on our internal standards, we will consider you suitable!

The impact of COVID 19 Has the demand for personal loans gone up or down
The impact of COVID 19 Has the demand for personal loans gone up or down

Can I get a Personal Loan with a Low CIBIL Score?

Under normal circumstances, NO. Most companies would require your credit score to be at a minimum of 900. However, StashFin does not look at your credit score as the most important eligibility criteria. If the other aspects of your eligibility criteria prove that you do possess the capacity to repay the loan, StashFin has got you covered!

I do not have salary slips… can I still apply for a Personal Loan?

If you do not have salary slips but are a self-employed professional, fret not! If you show us documentation of a stable year income, such as your bank statements, we could still consider you for a loan!

Why choose StashFin?

StashFin offers personal loans ranging from ₹1000 to ₹5,00,000 with repayment periods starting from 3 months to 36 months, and we ask for minimal documentation and approve with lightning speed. These benefits make StashFin’s Personal Loans an attractive option to meet your financial needs.

What are you waiting for? Apply for a personal loan from StashFin and fulfil your dreams!

Manavi Kapur

Manavi is a fun-loving, tech-savvy, lady of the media and you better believe us when we tell you that she can sing! Needless to say, she has done all that with aplomb because some of her articles are highly cited in this niche.

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